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Copyright 2026 © N1 Holdings Ltd. All rights reserved. Privacy Policy

AI Powered Private Lending Tool

For Mortgage Brokers

N1 Private Credit GPT is your instant scenario tool, trained on $900M+ unique funded deals with unmatched accuracy.  Free to use with your data protected. Now updated with v3.

Built for brokers
Trained on real deals

Instant Scenario Response

Immediate Loan Structuring

Automated Reports Review

Powerful Researching

Efficiency in Decision Making

Pre-empt Credit Questions

and much more....

How does it work

Type your deal scenario

Get instant feedback on LVR, pricing, structure, and risks

Request a deal summary 

Submit to the lender credit team

Respond to clients

Explore the N1 Private Credit Agent

Instant Policy Check

Live to N1 Holdings' private lending credit policy. Assess Loan Value Ratio (LVR) and pricing.

Loan Structure Advice

Check deal viability and structures by advising cross-collateralisation or combination of different mortgage rankings (1st Mortgage and/or 2nd Mortgage).

Documents Review

Review property valuation reports, competitor offer documents, credit reports, financial reports and tax etc instantly. Draft reveiw reports or comparison .

Submission Summary

Draft full credit memo outputs in line with a typical private lender requirements. 

Powerful Researching

Instant scan and extract insights from policy document library, historical real deals and other data within the framework. Check against current market condition and apply to specific enquiry. 

Frequently Asked Questions

Feel free to reach out for any questions you may have. Below are the common ones that we get from our broker partners.

Listen to what our brokers say

“ It’s incredibly practical and empowering for brokers, helping us better understand credit policy and explore various scenarios with confidence. ”
Jack S

Mortgage Broker

"I used to spend 2 hours structuring a complex deal. Now I get an answer in 2 minutes."
Cynthia Z

Mortgage Broker

“This is AI put to good use! ”
Leon N

Mortgage Broker

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